Setting SMART Goals

by Laura P on May 3, 2009

Have goals you want to achieve and set a deadline.

A very productive way to write a goal is to use the SMART method.

  • Specific: Choose a specific goal. Don’t say ’save more’, but instead choose ‘put aside 5% of my paycheck into a savings account.’
  • Measurable: How do you know when you reached your goal? If you are saving an emergency fund up, consider setting aside 3-6 months of living expenses.
  • Attainable: Work on 1 or 2 goals at a time so you don’t feel overwhelmed. 
  • Realistic: Make sure your goal is something you can do and truly believe in.
  • Time Based: By setting a deadline, you can work backwards and break down the steps into mini goals.

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